ASSURANCE MALADIE

In France, health insurance is managed by the Social Security system, providing healthcare coverage to all residents. Here are the main conditions to be affiliated and benefit from health insurance:

• Stable and regular residence:

  • You must reside in France steadily and regularly, which means for more than three months.

  • For foreigners, you must have a valid residence permit, except for nationals of the European Union, the European Economic Area, or Switzerland.

• Professional activity:

  • If you are an employee, self-employed, or farmer, you are automatically affiliated with Social Security through your professional activity.

  • If you are a civil servant, you also benefit from this coverage.

• Specific situations:

  • Students: Students enrolled in an educational institution in France are covered by Social Security.

• Job seekers: If you receive unemployment benefits, you continue to benefit from health coverage.

• Retirees: Retirees, whether French or foreign nationals residing in France, benefit from health insurance.

• Recipients of certain social benefits: People receiving RSA (income support), PUMa (Universal Health Coverage), or AME (State Medical Assistance for undocumented foreigners) also have the right to health coverage.

• Universal Health Coverage (PUMa):

• PUMa ensures healthcare coverage for anyone working or residing in France steadily and regularly. You do not need to justify a professional activity to benefit from it.

• This protection is accessible after three months of residence in France.

• Voluntary affiliation:

  • People who do not meet the above conditions can take out voluntary insurance with the Caisse des Français de l'Étranger (CFE) or a private insurer to obtain health coverage.

• Affiliation formalities:

  • To affiliate, you typically need to provide documents proving your identity, residence in France, and possibly your professional activity. These documents may include proof of address, identity card, residence permit, and a work contract or school enrollment certificate for students.